Cash and balances with other banks

   Cash on hand

3

268,239,923

150,166,259

   Deposits with local commercial banks

45,708,057

13,080,857

   Deposits with foreign banks

828,826,460

646,460,130

   Deposit with National Bank of Ethiopia

4

1,772,733,544

   861,184,640

2,915,507,984

1,670,891,886

Investments

5

28,385,795

28,385,795

Items in course of collection from

   other banks

6

274,573,670

234,986,600

Loans and advances to customers

7

4,291,704,476

3,889,003,611

Other assets

8

235,823,833

120,366,856

Fixed assets

9

93,848,772

     97,279,472

TOTAL ASSETS

7,839,844,530

6,040,914,220

LIABILITIES

Customers' deposits

    Demand deposits              

1,616,812,548

1,360,926,459

    Saving deposits

3,841,932,645

2,842,853,597

    Fixed deposits

692,776,352

   656,767,450

6,151,521,545

4,860,547,506

Margin held on letters of credit

153,347,720

145,500,202

Other liabilities

10

710,849,267

419,230,188

Provision for taxation

14

   93,516,341

     71,164,202

TOTAL LIABILITIES

7,109,234,873

5,496,442,098

SHAREHOLDERS’ FUNDS

Share capital

11

453,993,000

282,210,000

Legal reserve

196,737,990

136,973,606

General reserve

16

-

64,717,354

Retained earnings

17

79,878,667

     60,571,162

730,609,657

  544,472,122

TOTAL LIABILITIES AND SHAREHOLDERS’ FUNDS

7,839,844,530

6,040,914,220