Cash and balances with other banks

   Cash on hand

3

150,166,259

120,447,048

   Deposits with local commercial banks

13,080,857

1,374,628

   Deposits with foreign banks

646,460,130

546,014,884

   Deposit with National Bank of Ethiopia

4

   861,184,640

   482,049,266

1,670,891,886

1,149,885,826

Investments

5

28,385,795

27,801,795

Items in course of collection from

   other banks

6

234,986,600

153,864,230

Loans and advances to customers

7

3,889,003,611

3,080,263,248

Other assets

8

120,366,856

74,185,344

Fixed assets

9

     97,279,472

      60,012,535

TOTAL ASSETS

6,040,914,220

4,546,012,978

LIABILITIES

Customers' deposits

    Demand deposits              

1,360,926,459

1,039,091,412

    Saving deposits

2,842,853,597

2,343,244,480

    Fixed deposits

   656,767,450

   309,267,163

4,860,547,506

3,691,603,055

Margin held on letters of credit

145,500,202

136,392,485

Other liabilities

10

419,230,188

280,367,023

Provision for taxation

14

     71,164,202

     51,777,613

TOTAL LIABILITIES

5,496,442,098

4,160,140,176

SHAREHOLDERS’ FUNDS

Share capital

11

282,210,000

156,190,000

Legal reserve

136,973,606

89,973,776

General reserve

16

64,717,354

64,709,026

Retained earnings

17

     60,571,162

   75,000,000

  544,472,122

 385,872,802

TOTAL LIABILITIES AND

   SHAREHOLDERS’ FUNDS

6,040,914,220

4,546,012,978